Enroll in the Health Insurance Marketplace

Most Americans are required to have health insurance or pay a penalty. In the Missouri Health Insurance Marketplace, you can compare plans, find options to lower your costs and buy health insurance.

What is Health Insurance?

Health insurance helps you pay for medical care and can protect you from high health care costs, such as emergency room visits and hospital stays. These bills can add up quickly and often cause people to go into debt, or even bankruptcy. 

There are important things to look at when buying health insurance:

  • The health services the plan covers.
  • How much you'll pay for the plan - your monthly premiums.
  • How much you'll pay for things such as doctor visits and prescription medicines - cost sharing.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a website where you can compare insurance plans, and buy the plan that best fits your needs. Private insurance companies offer the health plans sold in the marketplace. You can use the Marketplace if you're an individual or family who doesn't have access to affordable coverage through work. 

The Marketplace is open Nov. 1, 2016 - Jan. 31, 2017. Enroll now and avoid a penalty.

For coverage that begins:
For coverage that begins: Jan. 1 apply before Dec. 15, 2016
For coverage that begins: Feb. 1 apply before Jan. 15, 2017
For coverage that begins: March 1 apply before Jan. 31, 2017

Certified Application Counselors

Certified Application Counselors are trained to help consumers, small businesses and their employees shop for health insurance coverage through the Marketplace. They can also help you complete eligibility and enrollment forms. CAC's provide free, unbiased assistance.